bynku

Plan together.
Spend with confidence.

bynku turns your household budget into one calm number: how much is safe to spend today. Set money aside for what matters, capture expenses by voice, photo or text, and let a private coach keep you on track.

Daily safe-to-spend

One clear number, worked out from your real pay cycle.

Goals on autopilot

Fund investments, savings, your kids and life plans automatically.

Capture in seconds

Log an expense by voice, a quick note, or a photo of the receipt.

Know your cycle

See where the money went, with a coach report every cycle.

Gentle nudges

A weekly digest, and a heads up before you overspend.

Yours alone

Shared with your partner and no one else. Private by design.

Safe to spend todayLive

€42.80/ day · 11 days left

Spent

€648.00

Received

€312.00

Balance

€336.00

Voice memos Bank imports AI coach

bynku

Plan together. Spend with confidence.

Safe to spend todayLive

€42.80/ day · 11 days left

Spent

€648.00

Received

€312.00

Balance

€336.00

Safe-to-spend

Daily budget, auto-calculated.

Smart projects

ETFs, savings, goals.

AI capture

Voice, text, receipts.

Analytics

Cycle burndown & coach.

Welcome back

No account?

Built for households. Private by design.

Privacy & data

Plan together.Spend with confidence.

bynku

Welcome back

Plan together.
Spend with confidence.